NEWGNI REVIEWED

Arguably the program with the biggest amount of potential is the one I’m looking at today – NewGNi, which is probably also the most exciting. It’s tricky enough to describe them though as this is of course the second incarnation of the program . Though longer term HYIP players will already know all about them.

Basically for the 18 months between October 2008 and around March 2010 the old version of GNI was the biggest single program in the online HYIP industry, comfortably ahead of their nearest competitors. The website itself struggled on for a while after that, but by about March or so payments had more or less began to dry up. I’d kinda hoped to avoid dragging this up again but as it’s already out there in the public domain I guess it’s better to address it now and avoid the inevitable questions that will follow from all those who might not remember NewGNi‘s last run. The reason’s for the collapse of one of the biggest, most successful, and longest running programs in the industry’s history are varied, but can be traced to two single events. First of all the almost staggering fraud carried out by StrictPay, at that time one of the biggest online payment processors dealing with HYIPs. They closed, taking all their member’s money with them, and in the process bankrupting dozens of HYIPs, e-currency exchange providers, and a good number of regular investors when they did. To put it into perspective StrictPay were probably as big back then as AlertPay are today, so you can imagine the effect that had on the industry. The other event that dealt a crippling blow to GNI was of course their bank getting into financial difficulties and having their assets frozen in the European Union. Personally I have to say that their choice of bank was something I never liked in the first place, opting for a private offshore one located in Northern Cyprus which looked decidedly shady even to the untrained eye as opposed to a regular big name High Street bank in a more stable and regulated economy. Anyway, that’s neither here nor there now and the past is past. The money was no longer available to pay the members for reasons outside the admin’s control and that spelt the unfortunate demise of GNI.

So that’s the history lesson. If that presents a problem for anyone (and no one could blame you if it does) then remember that you are free to avoid NewGNi if you wish. The number one rule in the HYIP industry is that you and nobody else are responsible for your own money at all times. If you don’t like something for any reason then walk away from it now and stop reading. Simple as that, because nobody’s forcing you to join. For the many readers who visit EOA because basically they enjoy a gamble and have no objection to taking a personal risk in the hope of earning a profit then read on. I’ll describe the features of NewGNi, tell you why I’m excited by it, and you can see if you agree with me or not.

So from this point on let’s treat NewGNi as a totally brand new program – which is exactly what they are anyway, just possibly under the control of arguably the most competent and dependable admin in the industry’s history. He’s Jurgen Wilkens and was a partner in the former GNI, leaving after the trouble with the program’s bank account made it apparent that the future was no longer sustainable and allowed his business partner Robert to try and salvage what he could.

Now with a few expensive but important lessons under his belt Jurgen has the benefit of hindsight and is ready to continue with NewGNi. So what do they have to offer? Well, it’s a fairly straight forward low ROI long term investment program with a choice of two plans – one that pays you daily and another that offers a slightly more competitive rate but only pays once per week.

I’ll start with the daily plan as I imagine it will probably be the more popular. It’s called The Daily Winner Plan and NewGNi will accept a minimum deposit of $20 to join. There is no expiry day as such to the plan so once you join that’s pretty much it – NewGNi will continue paying you for as long as the program runs. Your principal is subject to a 180 day lock-in period however, so after that you are free to either ask for your original deposit back and leave the program, or else just leave it in place and continue getting paid until such a time as you are ready to leave. Personally if it were my money I’d just leave it there and continue to get paid as by the time the lock-in period expires you’ll already have a substantial profit anyway, so it’s just a passive income with no further risk attached from that point on. But that’s your call. The rate  NewGNi are offering is a basic 1% per day, paid on business days only (Monday to Friday).

It’s impossible of course to therefore give a practical example of how much of a profit an investment in this plan will get you, as it’s basically up to yourself how long you want to keep earning for. But it will be quite a lengthy spell of 20 weeks before you break even and start counting the profit. I’d prefer to think of this period as a positive aspect to NewGNi myself. Yes, I know it can test your patience but it gives the program some much needed time to grow and flourish, and with payments of 1% per business day the key word here is sustainability. It won’t be a fast profit in HYIP terms but NewGNi will get you there eventually, and should be able to maintain those payments for a very long time indeed.

A slightly more profitable option is NewGNi‘s Weekly Champion Plan. It will set you back a more substantial minimum of $50 to join, but once you’re in the rate of interest is a more generous 6%, paid once per week. Again there is no fixed expiry date on your deposit so as a member NewGNi will continue to pay you until such a time as you decide to leave. Just be aware that there is still a 180 day lock-in period during which you can’t leave, but after that you can do as you wish.

The most important point in this plan is as always when the investor breaks even. In other words you’ve earned an amount equal to what you spent in NewGNi in the first place and therefore can’t possibly lose money after that. In this case you will be in such a position after 17 weeks, and by the time the lock-in period expires you’ll be well in profit. So again if it were up to me I’d just leave the principal deposit in place and continue earning as it’s a totally passive income and not going to cost you anything as such. But what you do with your own money is your business. I’d also give some serious consideration to this plan as an investor. The thing is that I know most of you would prefer daily payments, and that’s only natural. But when you consider that the interest rate is low and your deposit is locked away almost six months anyway, the benefits of daily payments are really diluted here. The more profitable weekly option is well worth thinking about, at least for part of your investment anyway, assuming you’re prepared to go in with the $50 minimum or more.


Payment options are a bit basic but that’s not entirely a bad thing in this case. The usual long term stalwarts of LibertyReserve, Egopay and PerfectMoney are the only processors being used by NewGNi at the moment. Their predecessor did have a better spread but it wasn’t always a positive experience. LR and PM are if nothing else predictable and dependable, and will throw up no sudden surprises that have caused so many problems for what were otherwise good programs in the past, freezing accounts without warning. Payments are made manually and will need to be requested from inside your members account area. Regardless of when you actually make the request it will be processed sometime after 16.00 (GMT) so if you’re in a hurry try and get it in before that time. Otherwise it will be done the following day. Also keep in mind that NewGNi do not work at the weekend, so if you’re making a withdrawal then be prepared to wait until the following Monday. The minimum withdrawal from NewGNi by the way is $1 so small investors please take note of that!

The only other thing I wanted to say about the investment plans concerns the process of actually making a deposit. It’s not complicated but it is a little different to what most investors are used to. So I just mention it for the benefit of those new to the industry. Basically it’s a straight forward procedure of first funding your account in NewGNi by depositing from your chosen payment processor – clicking the “Fund e-Wallet” tab in your account area. Then you are re-direct from your money account into the investment plan that you prefer – clicking the “Make New Purchase” tab, keeping in mind that you’re free to deposit in both plans.

The security and design of the NewGNi are pretty good and up to a high standard. Hosting is on a dedicated DDoS protected server from Dragonara. The script is the same as that used by the old program and is provided by ShadowScript. Perhaps not the best known name in the industry but certainly one of the best products. Previous experience with them indicates it’s a good and dependable choice and NewGNi are unlikely to have any serious issues with them. In fact the script can comfortably manage literally tens of thousands of accounts simultaneously as has been proved in the past. One interesting feature to the program is the use of a PIN system. If you like to move around a bit and will be accessing your account from different locations then every time you try to do so from a different IP address than the last time a PIN security code will be sent to the e-mail address you used when joining in order to protect your account from any unauthorized visits. It’s probably not a difficult feature for them to implement, but not many programs are doing this and I do think it’s just one example of what sets NewGNi so far above the rest of the industry. Any questions for the admin – and I bet he gets an avalanche of them! – can be submitted via the support form in the public area of the website or if you’re an existing NewGNi member through the ticketing system in your account area. I know Jurgen isn’t running the show by himself so hopefully you won’t be waiting long for one of the team there to get back to you.

As for the alleged business activities backing the whole thing up, well, this was always going to be a controversial subject. For what it’s worth out of the literally many of HYIPs I’ve come across over the years I have to say the one and only program I ever thought might (might!) just really be doing what they said they were was the old GNI. And who knows? Maybe they were, but even if so it still didn’t stop the whole thing from imploding. So this time I think it best that the readers make up their own minds as to whether they either a) believe what NewGNi say they are doing or b) even care. Most of the experienced players have little interest in these things anyway and will rightly treat every program as a gamble. But for the record the alleged business behind NewGNi is arbitrage betting.

Anyway, whether NewGNi are doing it or not isn’t a debate I’m going to have here. It’s your money, and if you’re interested you can take it up with the admin. All I can tell you is that Jurgen was part of a team that operated the best researched, developed, organized, and managed online investment program that I have ever witnessed in my life, and if you think there’s a chance to make money online then NewGNi has a reasonable chance of providing it for you. I can’t really see it getting as big as the last version but that’s mostly down to the industry being vastly over-inflated back in those days, and anyway that shouldn’t really matter to the individual player. And of course the slower growth would help keep the program more grounded and more sustainable in the long run. But I also like the prudent manner in which Jurgen is managing the NewGNi funds, staying away from monitors that will only bleed the program’s finances dry in return for nothing but pages of pointless forum posts, and also keeping the advertising budget under tight control

I sincerely hope it happens this time as well, however in the interests of fairness I will as always warn you never to spend more money that you can comfortably afford to live without, try and view the HYIP industry as a fun way to play with a few bucks and (if you’re lucky) supplement your income rather than becoming something you depend on, and of course if you’re going to play then try and use NewGNi as part of a wider more diverse portfolio. But I have a feeling it’s going to be working its way into a lot of investors lists soon enough.

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NEWGNI REVIEWED